Short Hills NJ Home and Auto Insurance

⭐️⭐️⭐️⭐️⭐️ Local Home and Auto Insurance Agency near Short Hills, NJ

Are you looking for a local insurance agent to provide you with phenomenal coverage on your auto and home insurance for less? Farmers Insurance is new in the state of New Jersey and has only been here for a little over three years. Since our arrival, we have become one of the top insurers in the state with great prices, great coverage and great service. My name is Jason Archer, and I am proud to be a Farmers Insurance agency owner. Please check out this brief video below to learn more about my agency and why it has ⭐️⭐️⭐️⭐️⭐️ on Yelp, Google, and Facebook.

If you want to explore my website to find out about some of the community work my agency is involved in, other insurance products that we offer, or if you want to see some cool pictures like this one below, please visit: My Website.

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If you have any insurance questions or if you are interested in getting a quote with my agency, please text or call my business phone (973) 394 – 0212 or email me at jarcher@farmersagent.com. I have also created a 2 minute online auto quote form that you can fill out if you are looking for an instant quote. You can access this online quote form by visiting: Get a Quote Now. If you would like to stop by my office, I’m located at 300 Interpace Pkwy, Ste 400B in Parsippany, NJ. Walk-ins are welcome 🙂 Please see the map below for directions:

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Bernardsville NJ Home & Auto Insurance

⭐️⭐️⭐️⭐️⭐️ Local Home and Auto Insurance Agency near Bernardsville, NJ

Are you looking for a local insurance agent to provide you phenomenal coverage on your auto and home insurance for less? Farmers Insurance is new in the state of New Jersey and has only been here for a little over three years. Since our arrival, we have become one of the top insurers in the state with great prices, great coverage and great service. My name is Jason Archer, and I am proud to be a Farmers Insurance agency owner. Please check out this brief video below to learn more about my agency and why it has ⭐️⭐️⭐️⭐️⭐️ on Yelp, Google, and Facebook.

If you want to explore my website to find out about some of the community work my agency is involved in, other insurance products that we offer, or if you want to see some cool pictures like this one below, please visit: My Website.

pookie-both-paw-prints-on-wheel

If you have any insurance questions or if you are interested in getting a quote with my agency, please text or call my business phone (973) 394 – 0212 or email me at jarcher@farmersagent.com. I have also created a 2 minute online auto quote form that you can fill out if you are looking for an instant quote. You can access this online quote form by visiting: Get a Quote Now. If you would like to stop by my office, I’m located at 300 Interpace Pkwy, Ste 400B in Parsippany, NJ. Walk-ins are welcome 🙂 Please see the map below for directions:

What is Liability Insurance?

Liability insurance is when you only purchase enough insurance to pay for damage caused to another person’s property (aka property damage) and to pay for their personal injury costs if you are found at fault for an accident. Meaning, you do NOT have full coverage. Thus, you would not have coverage to pay for damage done to your own car or your own personal injuries. This is why you will notice people will typically put liability coverage on older vehicles that are 10 years or older, because the cost to repair the car exceeds the price you paid for it.

If you are unsure on whether or not you should have full coverage or liability only on your vehicle, please don’t hesitate to shoot me an email at jarcher@farmersagent.com or give me a call at (973) 394-0212 and I would be happy to answer any of your questions.

Also, I want to point out that if your liability limits are too small and the damage you cause exceeds your limits, the money to pay for the injuries and/or property damage comes out of your pocket! Again, if you are unsure about what your liability limits should be, please don’t hesitate to reach out or you can fill out the contact form below, and I’ll be sure to reach out to you.

 

HOME and AUTO INSURANCE in Morris County NJ

Do you live in Morristown, Madison, Florham Park, Lincoln Park, Kinnelon, Succasunna, Chatham, Boonton, Budd Lake, Butler, Wharton, Rockaway, Morris Plains, Mount Arlington, Mendham, Mountain Lakes, Riverdale, Netcong, Kenvil, Long Valley, Victory Gardens, Chester, Brookside, Cedar Knolls, Convent Station, Denville, East Hanover, Flanders, Gillette, Green Village, Hibernia, Ironia, Lake Hiawatha, Lake Hopatcong, Landing, Ledgewood, Millington, Mine Hill, Montville, Mount Freedom, Mount Tabor, New Vernon, Parsippany, Pequannock, Picatinny Arsenal, Pine Brook, Pompton Plains, Randolph, Schooleys Mountain, Stirling, Towaco, or Whippany?

My name is Jason Archer and I am a local Farmers Insurance agent in your area. My main focus is providing people with better coverage on their home and auto insurance for less. If you want to learn more about my business please visit my website. For an instant auto and home quote please text or call (973) 394 – 0212 or you can fill out your details online at Online Quote Form.

To learn more about our agency and what we do, please watch this brief video below:

Interested in stopping by? Check out the map below. Our office is located at 300 Interpace Pkwy, Ste 400B in Parsippany, NJ 07045.

Texting While Driving Increases Your Accident Risk by 23x

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Oh, it’s tempting to respond to a buzz, tweet, chime or ding from our cell phones while driving – but doing so increases your risk of an accident a staggering 23x!

 

Think you can safely text while driving? Think again.

The National Highway & Transportation Administration (NHTSA) reported that texting and driving slows a driver’s judgement and reaction time in the same way that drinking two beers impairs a driver.

In both cases, drivers tend to follow too closely behind other vehicles, are not able to brake on time or have difficulty weaving or merging into traffic.

Consider the facts:

While we all may have put ourselves at greater risk by using our cell phones while driving, Teenagers are at the greatest risk of texting-related accident. Besides being the least experienced group of drivers, they are also among the heaviest users of texting apps. It can simply be too tempting for a Teenager to ignore a buzzing, tweeting, chiming or dinging phone.

With the risks of driving increasing every day as more and more people allow themselves to be distracted while driving, having the right insurance is vital for your protection. We’ll be happy to review your current policy and make sure you have the best possible value in price and protection.

JASON ARCHER

300 Interpace Pkwy, Ste 400B

Parsippany, NJ 07054

(973) 394 – 0212

jarcher@farmersagent.com

https://agents.farmers.com/nj/parsippany/jason-archer

6 Things You Never Want the Quick Lube Guys to do to Your Car

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It’s best and most cost-effective to change your own motor oil and filter, but if you need to stop in at a quick lube-type place, be prepared!  It is frequently the case that while you are waiting in the lobby that the technician informs of you certain situation(s) with your car that you really should take care of now. But keep in mind: It is a situation designed to put pressure on you.

Lots of pressure.

They will tell you that your manufacturer recommends a particular service, and  that you are overdue, right on it, or coming right up on it. These services typically focus on five high-profit, probably-not-needed services that they want you to pay for right now!

  1. Replace your cabin air filters
  2. High mileage oil
  3. Fuel system cleaning
  4. Brake fluid flush
  5. Transmission flush
  6. Transfer case or differential fluid change

Knowledge is power. So let’s take a deeper look at each high-pressure service.

 

  1. Replace Your Cabin Air Filter

Don’t fall for this one. This is one of the most successful car repair scams on the market. It goes like this: The mechanic tells you that your air filter is filthy and shows you a dark, dirty filter. But is that YOUR filter?  Some places keep a dirty filter on hand and try to make you think it’s yours and get your to buy a new one. Always make sure the filter you’re seeing is actually from your car! If you are convinced that it really is your filter, you’ll pay far too much for the filter they are selling you. You can buy filters on Amazon.com and watch a YouTube video to find out how easy they actually are to replace. You’ll save a ton.

  1. Upgrade to “High Mileage” Oil

    Quick lube places almost always recommend a High Mileage motor oil, which is supposed to provide better protection for your engine, and greater profits for the quick lube place. Auto experts say that simply starting with good quality synthetic motor oil will provide superior protection from the start, and that you never will need better oil as you get to higher mileage levels.

Use high-quality synthetic oil from the start. If you are driving a used car that you purchased, start using these same sorts of synthetic oils for maximum protection. You don’t need to pay for “high mileage” motor oil.

  1. Clean the Fuel System Cleaning

    It is true that over time, fuel injectors can get clogged up by deposits and residues in gasoline, and that certainly will have a negative effect on the combustion of the fuel. Yes, fuel systems need to be cleaned and while there are good fuel additives that you can add to a tank, those additives are not sufficient by themselves to keep the fuel system entirely clean.

Cleaning out the fuel system requires a special machine, a specific set of tools and an industrial-grade cleaner. These tools and cleaners are found in high-quality repair shops, but it is unlikely that a quick lube facility will have the specialized equipment necessary to do the job right.

Of course the quick-lube guy will insist that you need to get it done. But even if you really, really do, take it to a pro for a second opinion. Don’t get that work done at the quick lube.

 

  1. Flush the Brake Fluid

    Manufacturers generally do not recommend flushing the brake fluid as regular or semi-regular service. Flushing the brake fluid should be done if an inspection reveals that there is debris and rust in the master cylinder of the braking system – which indicated a broken seal or hydraulic cup.

    A simple inspection of the brake fluid is all that you need. Brake fluid that is clear, sits, at the proper level in its reservoir, and does not smell burnt means you have a healthy braking system. If the color is black or rust-colored, there is a problem – but be aware that a simple flushing will not repair problem. If you encounter dark, rust-colored, or burnt-smelling brake fluid, get your car to a professional mechanic right away. Don’t trust it to the quick-lube guys.

  2. Flush the Transmission Fluid

Read your owner’s manual to see if and when your manufacturer recommends flushing and replacing the transmission fluid and filter. Don’t take the quick-lube guy’s word on the subject.

There is simply too much to say here, so let’s jump right to the bottom line: Read your owner’s manual. But If you have a high mileage vehicle and the quick lube shop has recommended a fluid flush, get a second opinion from a drivetrain expert before proceeding…or you may pay the consequences.

  1. Change the Fluid in the Transfer Case or Differential

    Like the transmission fluid we just discussed, transfer cases are an area you don’t want to touch.

Different manufacturers use different fluids and each fluid is uniquely formulated for the respective transfer case application. There is just too much room for error when it comes to filling the unit with the wrong fluid. Never let a quick lube place touch your transfer case or differential. If you have any questions about either, talk to a drivetrain specialist or a dealership.

 

We’re happy to provide these tips for protecting your car, and your pocket book.

As insurance professionals, we can provide additional protection by making sure you have the proper coverages for your needs. Talk to us today about a quote for your auto(s).

 

JASON ARCHER

300 Interpace Pkwy, Ste 400B

Parsippany, NJ 07054

(973) 394 – 0212

jarcher@farmersagent.com

https://agents.farmers.com/nj/parsippany/jason-archer

New Jersey Teachers $100 Gift Basket Giveaway!

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📝📝 📝📝     ATTENTION TEACHERS     📝📝📝📝

Start the new school year off right by entering into our drawing to WIN a Gift Basket filled with $100 worth of school supplies. Even if you are not a teacher, but you would like to nominate a teacher, you are more than welcome to enter your favorite teacher into our drawing.  There will be 5 WINNERS and they will be announced at 5:00PM on October 20, 2016 on our facebook page: The Archer Group Facebook Page.  Please click, Back to School $100 Gift Basket Giveaway! to be entered into our drawing.

Thanks,

Jason Archer

Owner/Founder of the Archer Group – Farmers Insurance Agency

https://agents.farmers.com/nj/parsippany/jason-archer

Hagerty Car Insurance NJ

classic car social media pic

Did you know Farmers Insurance joined forces with Hagerty, the world’s leading insurance provider for classic vehicles and host to the largest network of classic car owners?  Visit  My Website or call me at 973.394.0212 if you are interested in classic car insurance.  

Hagerty doesn’t just offer classic car insurance, but it also offers insurance for trucks, motorcycles, tractors, military vehicles, automotive tools and spare parts.  There are many perks for getting insurance with Hagerty such as flexible usage. Meaning, there is no restriction on mileage (as long as the vehicle is not a daily driver or backup vehicle), allowance for youthful drivers 18 years of age and above and permissive use by the owner for friends or relatives to drive the vehicle. 

In addition to flexible usage, Hagerty also has in-house classic experts. Meaning, their adjusters receive 80 hours of training in classic vehicle repair every year and have parts
specialists on staff whose only job is tracking down parts. Clients choose the repair shop or get paid to do the work themselves.

Interested in Hagerty Plus? Hagerty Plus is a comprehensive full-service roadside program designed specifically for classic cars and motorcycles. There are three optional levels of Hagerty Plus Roadside Service and Benefits which include:

  • Guaranteed flatbed towing with soft straps
  • 24 hours a day, seven days a week coverage in the U.S. and Canada
  • Dispatch for lockouts, battery jumps, tire changes, and emergency fuel delivery
  • Annual subscription to Hagerty magazine
  • “Ask Hagerty” service for any collector car related questions
  • Membership helps support the Hagerty Education Program and the Historic Vehicle Association

 

Car Insurance NJ

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STOP throwing money away! START saving money today with the Archer Group – Farmers Insurance Agency.

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We recently saved a client living in Sparta, New Jersey close to $2000 on their home and auto insurance. Imagine saving money on car insurance and loving every minute of it.

If you would like to learn more about the coverage and SAVINGS at Farmers please give us a call or shoot us a text at 973 – 394 -0212 or you can visit my website at https://agents.farmers.com/nj/parsippany/jason-archer.

Feel free to fill out this contact form if you would like to get in touch with me, and I’ll get back to you within 24 hours. 

Jason Archer Farmers Insurance Review

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Sara M. lives in Morris County and Christian D. lives in Sussex County, New Jersey. If you are living in northern New Jersey, we have great rates in your area! Give us a call or shoot us a text at 973.394.0212 and we will send you a quote via text message straight to your cell. Fast and easy!  We sell all types of insurance including but not limited to car insurance, home insurance, condo insurance, renters insurance, boat insurance, business insurance, RV insurance, life insurance, and motorcycle insurance.  Check out my website to learn more: https://agents.farmers.com/nj/parsippany/jason-archer. Below you will find a map to my business address:

300 Interpace Pkwy, Ste 400B

Parsippany NJ, 07054